PROBIS
Book a demo
For Lenders & Investors

Know where your capital stands.
Before risk becomes loss.

Gain real-time visibility into project budgets, construction costs, funding requirements, and financial risks. Monitor investments, identify potential cost overruns, and make more informed lending and investment decisions with confidence.

+25%
Improved Efficiency Through a Holistic View and Real-Time Project Status
Credit Check

Track every dollar tied up in your project.

Senior loans, equity, mezzanine financing, and reserves, tracked throughout the entire project term.

app.prob.is/portfolio/funding
Financing Structure
Live
Senior Loans
$46.8 million
Equity
$25.5 million
Mezzanine
$8.5 million
Remaining Reserve
$4.3 million
1 click
Customized Export for Lenders
0
Manually Reconstructed Reports
Live
The same data that the borrower's team sees
Covenants

Identify financial risks before it impacts investment.

Budget variances and schedule delays become apparent as soon as they occur, not just in the next report.

app.prob.is/control/alerts
Deviation Alerts
3 open
High
Construction costs +3.8% vs. budget
Facade Design Unit · Marked Today
Observe
Completion in 4 weeks
Schedule · Marked 2 days ago
Live
Ongoing Covenant Monitoring
1 week
Analyst time saved per cycle
0
Reports transcribed from PDFs
Reporting

Faster reporting. Greater financial confidence.

Investor-ready reports generated directly from live project data, in the Excel format your team already uses.

app.prob.is/manage/reports
Quarterly Report for Investors
Q3 2026
Budget vs. Forecast
Ready
Payment Schedule
Ready
Covenant Overview
Ready
Change Log
Ready
1 click
Coordinated Export
0
Manual Reconstructions
Live
The same information as the borrower's
Selected Project

Experience PROBIS on a real-world project

Munich, Germany

Living and working in a hybrid wood-frame building, monitored on behalf of the financing bank.

A residential and office complex featuring a hybrid wood construction with a green wood facade, rooftop gardens, and a courtyard, aiming for LEED Core and Shell Gold certification.

10,889 m²
Gross floor area
LEED Gold
Core and Shell Objective
Cologne, Germany

A campus for 1,300 students, scheduled to open in 2031.

A new campus for approximately 1,300 students and staff, featuring workshops and a gymnasium, to be handed over to the City of Cologne for the 2031 school year.

~1.300
Students and Staff
20,098 m²
Gross floor area
Rangsdorf, Germany

A new high school campus, complete with a gym and a youth club.

A new high school campus with a three-court gym, a youth club, and sports facilities.

7,851 m²
Gross floor area
~45,720 m²
Land
Hamburg, Germany

R&D and pilot production under one roof.

A new four-story R&D building with pilot production facilities that brings together research and development, production, marketing, and sales.

139 million euros
Investment
~14,000 m²
Floor area
Aubervilliers, France

Five residential towers, renovated as part of a single project.

Renovation of five former residential towers as part of the redevelopment of Fort d'Aubervilliers, led by Grand Paris Aménagement.

5
Towers
~30,600 m²
Total floor area
Munich, Germany

A home for every FC Bayern Basketball team on the Campus platform.

A new training and competition center for all FC Bayern Basketball teams, featuring a competition arena for youth games.

Munich, Germany

The new terminal building at Munich Central Station, based on an early, reliable cost estimate.

Quantity takeoff and cost estimates based on benchmarks from comparable PROBIS projects—to provide Deutsche Bahn with an early, reliable cost basis.

~15,560 m²
Floor area
7 + 2
Upper and Lower Floors
Göttingen, Germany

A new university hospital; first construction phase on PROBIS.

During the first phase of construction, PROBIS manages controlling, approval workflows, construction cost control, and automated risk management—from early planning through construction.

624
Beds in the first construction phase
~25
Operating Rooms
Berlin, Germany

A release status for the entire consortium.

Monitoring and reporting by lenders for financed project developments.

4
Financed Office Properties
Bank-wide lender monitoring
Munich, Germany

All project developer financing, in one system.

A system for all project developer financing needs, featuring fund utilization monitoring, drawdown management, and AI-powered reporting.

2
Interfaces: Data and Payments
City Park Vienna
Vienna, Austria

Investor Reporting, without a reporting cycle.

An urban logistics and business park with office space, designed with sustainability in mind (geothermal energy, PV, solar thermal; aiming for DGNB Platinum certification).

~40,000 m²
Leasable Area, Buildings 3 through 5
70 million euros
Total Investment
Portfolio monitoring across the DZ HYP financing portfolio
Germany

Every funded project is monitored according to a standard.

PROBIS operates a system that goes beyond individual project financing for all funded projects: it includes monitoring of fund usage, milestone-based release of funds, and AI-powered reporting based on a uniform standard.

All
Existing Project Developer and Property Developer Financing
Goodwood, West Sussex, United Kingdom

A 40,000 m² expansion, adjacent to the manufacturing facility.

The Home of Rolls-Royce in Goodwood is being expanded by approximately 40,000 m²—adjacent to the manufacturing facility and set within a protected landscape.

~40,000 m²
Expansion
over £300 million
Investment
Munich, Germany

Four new buildings, constructed while the assembly line continues to run.

The BMW Group plant in Munich is being transformed with four new buildings—including body shop and vehicle assembly facilities—on about one-third of the site, while approximately 1,000 vehicles continue to roll off the assembly line each day.

€650 million
Investment
4
New Construction
Vizcaya 12, Madrid
Madrid, Spain

LEED Platinum, WELL Platinum—a first for Madrid.

Vizcaya12: an office building in Madrid aiming for LEED Platinum certification and the region's first WELL Platinum certification.

3,500 m²
Office space
1.
WELL Platinum in the Region
St. Raphael School, Frankfurt am Main
Frankfurt am Main, Germany

810 students, a new campus.

St. Raphael School: a new Catholic high school in Frankfurt for 810 students, featuring a chapel, cafeteria, and gymnasium as open spaces for the community.

810
Students
12,335 m²
Land
Alte Akademie, Munich
Munich, Germany

A 16th-century Jesuit college, a banking consortium.

Alte Akademie: a 16th-century Munich landmark converted into a mixed-use development featuring residential, retail, office, and dining spaces, with construction monitoring provided for a banking consortium comprising BayernLB, PBB, and Münchner Sparkasse.

34,201 m²
Land
16th century
Original Construction
EDEN, Frankfurt am Main
Frankfurt am Main, Germany

263 apartments, a gateway to the Europaviertel.

EDEN: a 27-story residential tower with 263 apartments at the entrance to Frankfurt's Europaviertel, developed by the Immobel Group.

263
Apartments
27
Projectiles
Bavaria, Germany

25,000 customers, a fiber-optic network expansion.

LEONET: Fiber-optic expansion in several underserved Bavarian communities, connecting over 25,000 customers.

25.000+
Connected Customers
2021
Start of the rollout
Frankfurt am Main, Germany

Two rail lines, one regional network.

Regionaltangente West: a rail infrastructure program comprising two lines that connect Bad Homburg, Neu-Isenburg, Frankfurt-Praunheim, Bad Soden, and Dreieich-Buchschlag.

2
Rail lines
Frankfurt am Main, Germany

800 meters, four years, completed on schedule.

Terminal A-Plus: an 800-meter-long western extension of Terminal 1 at Frankfurt Airport, opened in October 2012, with a capacity of 65 million passengers per year and 4 gates for the Airbus A380.

800 m
Terminal Expansion
65 million
Additional passengers per year
Stockholm, Sweden

A project worth billions, funded by ADIA.

STURE: a major new development in downtown Stockholm centered around Stureplan, backed by the Abu Dhabi Investment Authority and TAM Group, with PROBIS Banks handling financial controlling.

80,600 m²
Plot size
The Berlinian, Alexanderplatz, Berlin
Berlin, Germany

34 floors, one fund, one cost structure.

The Berlinian: a 34-story, 146-meter-tall office tower on Berlin's Alexanderplatz, designed by Kleihues and developed by Commerz Real for the hausInvest fund.

34
Projectiles
146 m
Height
Berlin, Germany

1,200 files, 5 banks, one reliable data source.

The East Side Tower in Berlin—which is financing Amazon’s European headquarters—is being monitored on PROBIS Banks on behalf of a consortium of five banks led by Deutsche Pfandbriefbank, replacing the fragmented spreadsheet workflows that are common in large real estate financing transactions.

142 m
Height of the tower
5
Banks in the consortium
Munich, Germany

75,024 records, one level for financial controlling.

The Allianz Arena, built in less than three years, operates—along with the FC Bayern Campus—on a PROBIS platform that integrates CAPEX planning, budget control, audit, and operational data.

75.024
Seats
<3 Jahre
Construction period
DER Bogen, Munich
Munich, Germany

Cash Outflow Planning in a Finance Dashboard.

DER Bogen, an office tower in Munich, is monitored for UniCredit, the financing bank, using PROBIS Project-Clock and the Finance Dashboard—enabling efficient liquidity planning and full transparency regarding the use of funds.

45,105 m²
Gross floor area
7
Above-ground floors
Munich, Germany

A 320-meter-long boarding bridge, 12 aircraft positions, and one platform.

The expansion of Terminal 1 at Munich Airport includes a new gate area that connects to the existing terminal modules, with capacity for 12 aircraft, including two A380 positions—monitored by PROBIS Control.

320 m
Length of the new concourse
12
Aircraft Positions
New Terminal, Jorge Chávez International Airport, Lima
Lima, Peru

Three packages, one figure—which is included in the Fraport Group's figures.

For the modernization of Jorge Chávez International Airport, PROBIS estimated the costs for three packages: a new terminal, a second runway, and a new control tower. The estimates were based on the benchmarking module, which compares each package with similar airport projects.

3
Parallel Packages
$1.5–2 billion
Total Investment
Vienna, Austria

303 rooms, a cash flow plan, a finance dashboard.

Andaz Vienna Am Belvedere: a Hyatt hotel designed by Renzo Piano, for which PROBIS Project-Clock provides the financing banks with a continuously updated cash outflow and liquidity plan.

303
Rooms
2,200 m²
Conference Area
Munich, Germany

A 2,500-seat stadium, a youth training campus, and a platform.

FC Bayern Campus: a youth development center with seven fields, a stadium, a sports hall, and an academy building, monitored by PROBIS Control since 2019.

2.500
Stadium Capacity
2019
On PROBIS since
Munich, Germany

Monthly reports in accordance with MaRisk and BCBS 239, all on one platform.

ANNI, Munich: a €130 million office revitalization project, financed by a consortium led by Deutsche Pfandbriefbank, with end-to-end construction monitoring provided by PROBIS.

130 million euros
Investment Volume
33,000 m²
Area of the complex
Hanau, Germany

A Google data center, completed with a budget variance of ~2%.

Google's data center in Hanau, developed by the NDC-GARBE joint venture, was managed using PROBIS from the preliminary planning stage through to completion.

~2 %
Variance from the Approved Budget at Year-End
10,000 m²
Facility Area
Frankfurt am Main, Germany

Nine years, over €5 billion, one program. On schedule, within budget.

Terminal 3 at Frankfurt Airport opened on April 22, 2026—on schedule and within budget, after nine years of construction, which were monitored by PROBIS from the initial quantity and cost estimates through to completion.

2017
PROBIS has been in use since
45
Subprojects
The Answer

Here's how to close that very gap.

Fund Control

PROBIS turns fund monitoring into a real-time process: structured inquiries, borrower cost data checked against the budget, remaining costs visible before each disbursement, and a complete audit trail for the credit committee.

→
AI Early Warning

The AI flags instances where thresholds are exceeded and gaps in coverage for remaining costs before the next payment is made, rather than only after the claim documents have been reviewed.

Where the problem lies today

Don't Let Outdated Reports Hide Emerging Risks.

Drawdown packages, cost updates, and covenant checks arrive late, in various formats, and from different systems.

The Outdated Report
Weeks old

Retrieval requests and cost updates are sent as static PDFs, weeks after the underlying data has been generated.

The effort involved in coordinating
Hours per report

Every report must be reviewed manually against your own risk and covenant model before anyone can trust it.

The Late Signal
Months late

A cost overrun only appears in your audit long after it has begun to jeopardize the project's ability to repay its debts.

The Covenant Test According to a Set Formula
Project by project

Portfolio-wide risks are assessed on a project-by-project basis because there is no uniform, comparable view of the portfolio.

Click on an issue to explore it.
Inbox › Draw_Request_14_Riverside.pdf
Construction Costs
€4.82 million
61%
Construction-Related Costs
€0.91 million
48%
Reserve
€0.22 million
37%
DATA AS OF
, AUG. 31
What You See vs. What's True: 40 Days Ago
Aug. 31 Data Cut-off
Sep. 22:PDF Arrives
Oct. 10: YourExam
Borrower's Report ( PDF)
Construction Costs to Date
€4.82 million
Approved Changes
≠ €310k
Reserve Used
≠ €220k
Interest Reserve
€640k
Remaining costs
≠ 3.10 million euros
Covenant_Model_Riverside_v9.xlsx
Your Covenant Excel Template
Construction Costs to Date
€4.82 million
Approved Changes
≠ €455k
Reserve Used
≠ €180k
Interest Reserve
€640k
Remaining costs
≠ 3.38 million euros
3/5

The lines don't match. Someone writes to the borrower, waits, and retypes the response before the inquiry can be approved.

Q3_Portfolio_Review_Harbour_Yard.pptx
Projected Costs vs. Approved Budget for Harbour Yard · € million
1412108M1M3M5M7M9M114 MONTHS SINCE I LAST SAW HIMOverrun beginsM5 · on siteFlagged in the Q3 review
Approved Budget
Projected Costs
Portfolio_Covenants_Q3_FINAL_v4.xlsx
ProjectLTCRemaining costsSource
Riverside Lofts64%3.1 million eurosModel
Harbor Yard71%not reportedPDF, p. 12
Elm Street Officesdifferent basis€8.4 millionBorrower Calculation
Westgate Logistics58%€1.9 millionModel
Canal QuarterpendingpendingOverdue
Northpoint Residences69%Q2 valueEmail
2 of 6

Projects can be compared directly. For everything else, you'll need to give us a call first.

Four systems, four versions of the truth —and no one knows for sure which one is current.

app.prob.is/investors/connect
Project Onboarding · In Progress
New Project Integration
Draft
0
Call-offs Reviewed to Date
1
The borrower's data feed is being connected
Draft
Covenant Facility
The borrower's real-time data is integrated before the first data request is received.
app.prob.is/investors/covenants
Covenant Monitoring · Portfolio View
Risk Dashboard
Live
Live
Ongoing Covenant Monitoring
1 week
Analyst time saved per cycle
0
Reports transcribed from PDFs
Cost overruns are viewed as a covenant risk, not as a default risk.
app.prob.is/investors/report
Lender Reporting · This Cycle
Coordinated Export
Shipped
1 click
Coordinated Export
0
Manual Reconstructions
Live
The same information as the borrower's
Lender reporting at the portfolio level, exported with a single click and already reconciled.
In practice

From Loan Draws to Risk Monitoring. Complete Visibility.

01

Integrate the project

The borrower's real-time cost and cash flow data are fed directly into your review, rather than being transcribed from a PDF.

02

Monitor Covenants

Cost, schedule, and cash flow risks are continuously monitored against your own thresholds.

03

Vote Automatically

Reimbursement requests are reconciled with contracts and invoices before they reach your desk.

04

Reports Without Reconstruction

Lender reporting at the portfolio level, exported with a single click and already reconciled.

The Platform

One platform. Six modules. Designed for lenders and investors.

A connected platform, a real-time database. AI-powered, SAP-ready, ISO 27001 certified.

Calculate

Re-evaluate a CapEx plan in exactly the same way it was modeled.

Feasibility
DIN 276
Scenario Comparison

Contract

View all contractor relationships across the entire portfolio, not just for a single asset.

AI Contract Analysis
Change Orders
Invoice Automation

Control

Track budget vs. actual for CapEx and OpEx, asset by asset.

Budget vs. Actual
Deviation Reports
KPI Comparison

Rent & Sell

Monitor rental performance against the plan, project by project.

Sales Forecast
Revenue Control
Margin Call

Manage

Most Used

Generate investor and committee reports based on live portfolio data.

Reporting Ready for Board Review
Milestone Trends
Payment Instructions

Portfolio

Consolidate 60 projects into a single figure without manual merging.

Benchmarking
Standardized Structures
Portfolio Risk

Manage is the module where financiers and investors spend most of their time on a daily basis—more on that next.

In Focus: Manage

Simplify Loan Monitoring and Financial Reporting

The module that financiers and investors use every day: Every request is checked against contracts and invoices before it reaches your desk.

app.prob.is/manage/reports
Quarterly Report for Investors · Q3 2026
Manage
Ready
Budget vs. Forecast
Ready
Payment Schedule
Ready
Covenant Overview
Ready
Change Log
Ready
Every order is reconciled with contracts and invoices before it reaches your desk.
Results

It's the impact that counts, not the size of the company.

Published client results for owners and asset managers, in addition to changes in an ongoing portfolio.

+25%
Improved Efficiency Through a Holistic View and Real-Time Project Status
1 week
Replaced the time analysts spend on reconciliation with a one-click export
0
Reports transcribed from a static PDF
Live
A look at the same number that the borrower's team sees

Before: PDF report, one month old → After: reconciled export, same day

References

Trusted For Complex Real Estate Financing.

The banks and investors who are already using PROBIS to monitor funded projects.

Featured Project · Deutsche Pfandbriefbank

East Side Tower, Berlin.

A 142-meter-tall, 38-story high-rise in Berlin, home to Amazon's European headquarters, financed by PROBIS Banks on behalf of a consortium of five banks led by pbb.

Height
142 m, 38 stories
Floor area
80,500 m² gross floor area
Consortium
5 Banks on One Platform
app.prob.is/projects/east-side-tower-berlin
<span>Amazon Headquarters, East Side Tower</span><br>
Selected Project · Funder's View
East Side Tower
Consortium of 5 banks
142 m
Building Height
80,500 m²
Gross Floor Area
65,000 m²
Office and F&B Space Available for Lease
Construction monitoring for a consortium led by pbb, including Commerzbank, Helaba, Berlin Hyp, and Berliner Sparkasse.
Further projects

From London to Winterthur: a cost structure for the entire portfolio.

BNP Paribas is one of Europe's leading banks with a global presence, operating in 64 countries. In 2025, it acquired AXA Investment Managers, making it one of Europe's leading asset managers.

€52.2 billion
Revenue in fiscal year 2025
180.000+
Employees in 64 countries
252 billion euros
Mobilizing for the Transition to a Low-Carbon Economy

Investor reporting for City Park Vienna, without manual data compilation.

Nuveen Real Estate is the real estate division of Nuveen, TIAA's investment manager, and pursues debt and equity strategies in global markets.

136 billion USD
Managed Real Estate Assets
90+
Years of experience in real estate investments
600+
Specialized Real Estate Investment Experts

A benchmark report that used to take a whole day now takes 10 to 15 minutes.

JLL is a global commercial real estate services and investment management company listed on the New York Stock Exchange, operating in the areas of leasing, capital markets, and global project management.

$26.1 billion
Revenue at the end of 2025
113.000+
Employees in more than 80 countries
200+
Years of Experience in the Real Estate Market (Fortune 500)

Monitoring for cooperative banks, based on the data behind each approval.

VR WERT is a German real estate appraisal firm and a subsidiary of DZ HYP that appraises commercial and residential properties for banks, investors, and funds.

8
Locations in Germany, from Hamburg to Munich
2015
Awarded the “Approved by HypZert” seal for the first time (one of six German assessors)

A system that transcends all forms of financing.

Münchener Hypothekenbank is a cooperative mortgage bank based in Munich, founded in 1896, that finances residential and commercial real estate through the cooperative banking network in Germany.

53.5 billion euros
Total assets as of the end of 2025
€44.8 billion
Mortgage Loan Portfolio
2014
Issuance of the World's First Sustainable Pfandbrief

Monitoring from the lender's perspective, based on the structure envisioned by the consortium.

PGIM Real Estate is the real estate division of Prudential Financial's asset management business and covers equity, debt, agricultural, and impact strategies.

189 billion USD
Gross Real Estate Assets Under Management and Administration (Dec. 31, 2025)
#2
Global Ranking by Pensions & Investments (Nov. 2025)
Next Step

Ready to see your portfolio all in one place?