PROBIS° 2.0

Portfolio monitoring across DZ HYP's entire loan portfolio

Germany

Mix

Project

Every funded project is monitored according to a standard.

PROBIS operates a system that goes beyond individual project financing for all funded projects: it includes monitoring of fund usage, milestone-based release of funds, and AI-powered reporting based on a uniform standard.

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Overview

Invoices

Exam

Approval

Costs

Report

Budget

€104.5M

Committed

€101.3M

Invoiced

€66.9M

Forecast var.

+1.2%

Portfolio monitoring across the DZ HYP financing portfolio

Portfolio monitoring across DZ HYP's entire loan portfolio

Incoming invoices

New

RE-2026-0418

Rohbau Nord GmbH · PDF

Contract

300.01 Structural Work

Large amount

184,200.00 €

Service period

09/2026

✓ Data detected

→ Assigned to a contract

Cash-out plan

Plan · Actual · Outflow

M12

M18

M24

Costs

2 of 4 within budget

PackageBudgetEst.Status

Shell & Core€38.2M€38.0MOn budget

Facade€14.6M€15.3MReview

MEP€27.9M€28.4MReview

Fit-out€16.4M€16.4MOn budget

Projected total upon completion: €105.8 million. Sample screen with fictional demo data.

Cost per square meter

€3,480

Benchmark

€3,410

Cost items

312

Comparables

Portfolio monitoring across DZ HYP's entire loan portfolio

Estimate vs. Median

Shell

Facade

MEP

Fit-out

Estimate

Median

Cost per square meter vs. comparables

18 projects

Low

Median

High

Cost Groups

3 of 4 within range

Cost GroupEstimateMedianStatus

Shell & Core€38.2M€37.6MWithin range

Facade€14.6M€13.4MAbove

MEP€27.9M€27.1MWithin range

Fit-out€16.4M€16.9MWithin range

Estimated at €104.5 million, benchmarked against 18 comparable projects. Illustrative screen with fictional demo data.

Projects

Total budget

€412M

Early warnings

Funding cover

96%

Portfolio monitoring across DZ HYP's entire loan portfolio

Early warning

New

EW-2026-007

Riverside Campus · MEP Package

Forecast drift

+7.1%

Owner

Project Lead

Decision due

November 2026

✓ Flagged automatically

→ Assigned to an owner

Budget by Project

Budget · Forecast

Northwind

Harbor

Elm St

Riverside

Portfolio

2 early warnings

ProjectBudgetVarianceStatus

Northwind Yards€104.5M+1.2%On budget

Harbor Point€138M+3.8%Review

Elm Street Lofts€61M−0.4%On budget

Riverside Campus€108M+7.1%Early warning

Two early warnings were issued, each with a designated owner and a decision date. Sample screen with fictional demo data.

Bids Received

Budget line

€14.6M

Lowest vs. budget

−3.4%

Change orders

Portfolio monitoring across DZ HYP's entire loan portfolio

Change orders

2 new

CO-2026-016

Facade Package · Meridian Facades

Reason

Glazing Specification Change

Amount

+124,000.00 €

Tracked to date

6 · 420,000 €

✓ Within the budget line

→ Pending approval

Bids vs. Budget Line

€14.6 million budget

Bid 1

Bid 3

Bid 5

Facade Package Award

Awarded €14.3 million

BidderBidvs. budgetStatus

Alder Facades€14.1M−3.4%Non-compliant

Meridian Facades€14.3M−2.1%Awarded

Kestrel Envelope€14.8M+1.4%Shortlist

Norland Glass€15.9M+8.9%Declined

Awarded €14.3 million against a budget line of €14.6 million. Illustrative screen with fictional demo data.

VR Value

Client

Control

Manage

Calculate

The project

The project, by the numbers.

PROBIS operates a system that goes beyond individual financing for all funded projects: it includes monitoring of fund usage, milestone-based disbursement approvals, and AI-supported reporting based on a uniform standard. VR WERT conducts its monitoring using the same data that the bank uses for its approval decisions.

Location

Germany

Timeframe

Asset class

Mix

Scope

Funds utilization monitoring, milestone-based disbursement approval, and AI-powered reporting across the entire funding portfolio.

Client

VR Value

All project developer and real estate developer financing in the portfolio

On the platform

The modules behind this project.

The PROBIS modules used in this project, shown on sample screens with demo data.

Control

Forecast and actual figures are reconciled continuously, line item by line item.

Manage

Ongoing asset and facility management once the project is operational.

Calculate

Cost calculation based on quantity surveying, starting from the earliest planning stage.

app.prob.is/projects/

vr-value-portfolio-monitoring-dz-hyp

Overview

Invoices

Exam

Approval

Costs

Report

Budget

€104.5M

Committed

€101.3M

Invoiced

€66.9M

Forecast var.

+1.2%

Portfolio monitoring across DZ HYP's entire loan portfolio

Incoming invoices

New

RE-2026-0418

Rohbau Nord GmbH · PDF

Contract

300.01 Structural Work

Large amount

184,200.00 €

Service period

09/2026

✓ Data detected

→ Assigned to a contract

Cash-out plan

Plan · Actual · Outflow

M12

M18

M24

Costs

2 of 4 within budget

PackageBudgetEst.Status

Shell & Core€38.2M€38.0MOn budget

Facade€14.6M€15.3MReview

MEP€27.9M€28.4MReview

Fit-out€16.4M€16.4MOn budget

Projected total upon completion: €105.8 million. Sample screen with fictional demo data.

Cost per square meter

€3,480

Benchmark

€3,410

Cost items

312

Comparables

Portfolio monitoring across DZ HYP's entire loan portfolio

Estimate vs. Median

Shell

Facade

MEP

Fit-out

Estimate

Median

Cost per square meter vs. comparables

18 projects

Low

Median

High

Cost Groups

3 of 4 within range

Cost GroupEstimateMedianStatus

Shell & Core€38.2M€37.6MWithin range

Facade€14.6M€13.4MAbove

MEP€27.9M€27.1MWithin range

Fit-out€16.4M€16.9MWithin range

Estimated at €104.5 million, benchmarked against 18 comparable projects. Illustrative screen with fictional demo data.

Bids Received

Budget line

€14.6M

Lowest vs. budget

−3.4%

Change orders

Portfolio monitoring across DZ HYP's entire loan portfolio

Change orders

2 new

CO-2026-016

Facade Package · Meridian Facades

Reason

Glazing Specification Change

Amount

+124,000.00 €

Tracked to date

6 · 420,000 €

✓ Within the budget line

→ Pending approval

Bids vs. Budget Line

€14.6 million budget

Bid 1

Bid 3

Bid 5

Facade Package Award

Awarded €14.3 million

BidderBidvs. budgetStatus

Alder Facades€14.1M−3.4%Non-compliant

Meridian Facades€14.3M−2.1%Awarded

Kestrel Envelope€14.8M+1.4%Shortlist

Norland Glass€15.9M+8.9%Declined

Awarded €14.3 million against a budget line of €14.6 million. Illustrative screen with fictional demo data.

Projects

Total budget

€412M

Early warnings

Funding cover

96%

Portfolio monitoring across DZ HYP's entire loan portfolio

Early warning

New

EW-2026-007

Riverside Campus · MEP Package

Forecast drift

+7.1%

Owner

Project Lead

Decision due

November 2026

✓ Flagged automatically

→ Assigned to an owner

Budget by Project

Budget · Forecast

Northwind

Harbor

Elm St

Riverside

Portfolio

2 early warnings

ProjectBudgetVarianceStatus

Northwind Yards€104.5M+1.2%On budget

Harbor Point€138M+3.8%Review

Elm Street Lofts€61M−0.4%On budget

Riverside Campus€108M+7.1%Early warning

Two early warnings were issued, each with a designated owner and a decision date. Sample screen with fictional demo data.

Control

Manage

Calculate

The client

VR Value

VR WERT is a German real estate appraisal firm and a subsidiary of DZ HYP that appraises commercial and residential properties for banks, investors, and funds.

View client