You cannot verify how funds are being used on demand. The borrower's cost report is sent as a PDF, and there is nothing in it to indicate whether the remaining funds are sufficient to cover the remaining work.
Senior loans, equity, mezzanine financing, and contingency funds, tracked over the life of the project.
Budget deviations and schedule delays are identified as soon as they occur, not in the next report.
Investor-ready reports generated directly from live project data, in the Excel format your team already uses.
PROBIS turns fund control into a real-time process: structured draws, borrower cost data compared against the plan, cost-to-complete visible before every disbursement, and a complete audit trail for the credit committee.
AI flags threshold breaches and cost-to-complete gaps before the next disbursement, not after the draw file has been reviewed.
Where It Breaks Today
Draw packages, cost updates, and covenant checks arrive late, in different formats, from different systems.
Draw requests and cost updates arrive as static PDFs, already weeks behind the underlying data.
Every report must be manually verified against your own risk and covenant model before anyone can trust it.
A cost overrun comes to light during your review long after it had begun to jeopardize the project's ability to repay its debts.
Portfolio-wide risk is assessed on a deal-by-deal basis, because there is no consistent, comparable view across the portfolio.
The lines don't match. Someone sends an email to the borrower, waits, and re-enters the answer before the draw can be approved.
| Scheme | LTC | Cost to Complete | Source |
|---|---|---|---|
| Riverside Lofts | 64% | €3.1m | Model |
| Harbor Yard | 71% | not reported | PDF, p. 12 |
| Elm Street Offices | on a different basis | €8.4m | Borrower Calculator |
| Westgate Logistics | 58% | €1.9m | Model |
| Canal Quarter | pending | pending | Overdue |
| Northpoint Residences | 69% | Q2 figure |
Plans can be compared on a like-for-like basis. The rest require a phone call first.
Four systems, four versions of the truth —and no one is sure which one is up to date.
The borrower's real-time cost and cash flow data is shared in your review; it is not retyped from a PDF.
Cost, schedule, and cash flow risks are continuously monitored against your own thresholds.
Match draw requests with contracts and invoices before they reach your desk.
Portfolio-level lender reporting exports with a single click, already reconciled.
One connected platform, one real-time data set. AI-powered, SAP-ready, ISO 27001 certified.
Re-underwrite the CapEx plan using the same model as before.
View every vendor commitment across the entire portfolio, not just a single asset.
Track budget vs. actual for CapEx and OpEx, asset by asset.
Monitor leasing performance against the plan, scheme by scheme.
Generate investor and board reports based on real-time portfolio data.
Consolidate 60 schemes into a single number; no manual roll-up required.
Manage is where lenders and investors spend most of their time on a day-to-day basis—see more details below.
The module that lenders and investors rely on day in and day out: every draw is verified against contracts and invoices before it reaches your desk.
Published client results for owners and asset managers, alongside changes in a live portfolio.
Before: PDF report, one month old → After: reconciled export, same day
The banks and investors are already monitoring financed projects on PROBIS.
A 142-meter, 38-story high-rise in Berlin, financed to house Amazon's European headquarters, was listed on PROBIS Banks as part of a five-bank financing consortium led by pbb.
